Medical Insurance

Personalized Physical Therapy Without the Constraints of Insurance

At VIPT Concierge Physical Therapy, we deliver a premium level of care tailored to discerning individuals who prioritize privacy, efficiency, and one-on-one therapeutic attention. To maintain the highest standards in customized treatment, we operate exclusively as a private-pay concierge practice and do not participate in any health insurance plans, including Medicare.

Concierge Physical Therapy in Palm Beach County—Tailored, Private, and Insurance-Free

Our concierge physical therapy practice is entirely out-of-network and VIPT have formally opted out of Medicare, which means we do not bill insurance providers or submit claims under any circumstances. This model allows us to dedicate 100% of our focus to your care in your preferred environment whether you are seeing rehabilitation in a sports clinic setting, your private residence, your office or at our in office clinic—without the administrative limitations and coverage restrictions imposed by third-party payers.

No Insurance? No Problem—A Transparent, Cash-Pay Model for Physical Therapy

We invite prospective clients to speak with our team about their health objectives. We are happy to provide clear, upfront pricing and assist you in selecting the most suitable treatment package or membership option based on your individual needs and goals.

Out-of-Network Benefits? You May Be Eligible for Reimbursement

If you carry a private insurance plan with out-of-network reimbursement, you may be eligible for partial reimbursement for services received at VIPT. However, this process must be managed independently by the client. Please note that VIPT sessions and memberships are not a replacement for traditional health insurance, and we strongly encourage clients to maintain comprehensive coverage for unforeseen medical needs.

For those seeking to utilize insurance for physical therapy, we are happy to provide referrals to in-network providers aligned with your specific coverage.

Upfront Pricing and Customized Treatment Plans—No Surprises

We believe in full transparency. Our team will walk you through all available membership options and treatment packages, helping you choose a plan that aligns with your recovery goals and lifestyle. Whether you’re managing a sports injury, recovering post-surgery, or seeking preventative care, our personalized programs are designed with you in mind.

Keep Your Health Insurance, But Choose Concierge Physical Therapy for Superior Results

VIPT’s membership options are not a substitute for health insurance, but a complement to it. We recommend maintaining full medical coverage for emergencies and unrelated healthcare needs. If you’re looking to use insurance-based therapy instead, we’re happy to provide referrals to in-network providers in Palm Beach County.

FAQs

All You Need to Know

Can I submit FSA and HSA claims for treatment?

Yes, in most cases, VIPT Concierge Physical Therapy services may be eligible for reimbursement through your Health Savings Account (HSA) or Flexible Spending Account (FSA). Physical therapy is generally considered a qualified medical expense by the IRS.

However, there are a few important points to keep in mind:

  • You are responsible for confirming eligibility with your HSA/FSA provider.
  • VIPT does not submit claims on your behalf, but we are happy to provide itemized receipts and documentation(superbills) to support your reimbursement request.
  • Your plan may require a physician’s referral or Letter of Medical Necessity, so it’s best to verify this in advance with your benefits administrator.

How does VIPT support recovery from repetitive use in athletic training?

We optimize movement mechanics, improve flexibility, and strengthen key muscle groups to reduce overuse strain and prevent reinjury in golf, tennis, running, and strength training.

What is dry needling and how does it help with pain and mobility?

Dry needling is a targeted technique that releases tight muscle bands, improves circulation, and reduces pain. It’s highly effective for treating trigger points, chronic tightness, and joint dysfunction in the neck, back, hips, and shoulders.

How do I get started with VIPT Concierge Physical Therapy?

Contact us directly to schedule an initial evaluation. We’ll review your health history, goals, and current condition to build a custom treatment plan that works for your lifestyle.

Who is an ideal candidate for VIPT services?

Busy professionals, retirees, athletes, post-surgical patients, and anyone seeking personalized care, privacy, and convenience benefit most from our concierge physical therapy model.

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